Legal

Content Disclaimer

All information provided in the OnTime Mortgage, Inc. web site (the 'Site') is provided for information purposes only and does not constitute a legal contract or other covenant or agreement of any kind between OnTime Mortgage, Inc. and any person or entity unless otherwise expressly specified. Although the information found on the Site is believed to be reliable, no warranty, expressed or implied, is made regarding the accuracy, adequacy, completeness, legality, reliability, or usefulness of any information, either isolated or in the aggregate. All information is provided 'as is.' All warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, freedom from contamination by computer viruses, and non-infringement of proprietary rights, are disclaimed. Changes may be periodically made to the information; no notice is required with respect to any changes; and changes may or may not be incorporated into the Site. If you find any errors or omissions, we encourage you to report them by e-mail to: webmaster@ontimemtg.com
OnTime Mortgage, Inc., its agencies, and its employees (i) are not liable for any improper or incorrect use of the information on this Site, (ii) assume no responsibility for anyone's use of or reliance on any such information, (iii) are not liable for any damages (of any type, for any reason, however caused, or under any theory of liability) arising in any way out of the use of this Site, even if advised of the possibility of that damage.

Disclaimer of Endorsement

The Site may sometimes refer to or offer content supplied by a third party. Any opinion, advice, statement, service, offer, information, or content expressed or made available by a third party is that of the third party and does not necessarily reflect that of OnTime Mortgage, Inc.. Reference to any specific commercial product, process, or service by trade name, trademark, manufacturer, or otherwise does not constitute or imply its endorsement, recommendation, or favoring by OnTime Mortgage, Inc..

Disclaimer for External Links

OnTime Mortgage, Inc. is not responsible for the content of any referenced or linked off-Site page and is not liable for that content. The risk of injury rests entirely with the user. Links from the Site's web pages to other sites do not constitute an endorsement from OnTime Mortgage, Inc.. These links are provided as an information service only. It is the responsibility of the user to evaluate the content and usefulness of information obtained from other sites. You should direct any concerns regarding any external link to its site administrator or webmaster. If you choose to follow one of these links, the policies of that outside site take effect until you return to this Site.

Disclaimer of Duty to Continue to Provide Data

Due to the dynamic nature of the Internet, resources that are free and publicly available one day may require a fee or may have access restricted the next, and the location of items may change as menus, homepages, and files are reorganized. Use of the Site is at the user's sole risk. OnTime Mortgage, Inc. does not warrant that the service will be uninterrupted or error free. The documents and related graphics published on this Site could contain technical inaccuracies or typographical errors. Changes may be made to the information on this Site at any time.

State of Illinois Community Reinvestment Act Notice

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluatoin into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evealuation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.